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It’s a historic day today for the USA and the world as we watch the arrival as US President of Borak Obama declaring (and personifying) the american dream is alive. But also, that change has come to America!
I see that the New York Times has been trying for at least a couple of months now […]

I will be tracking this trend with even more enthusiasm now. It seems we may see the death of Oyster within 2 years.
London’s pre-paid contactless Oyster travel card could be dumped very soon in favour of a system that uses mobile phones or bank cards. Transport for London (TfL) told the London Assembly this […]

As we react to the recession and tighten our belts it seems secondhand is one of the big keywords in web searches nowadays. Hitwise says “UK consumers are increasingly turning to the Internet to help them deal with the financial pressures and insecurities brought on by the global credit crunch”
Hitwise reports that UK Internet searches […]

So Paypal has acquired BillMeLater, an interesting move and although it may not seem groundbreaking it does seem to chip away at the banks standard business model.
Look at it like this; if Paypal is online payment made easy and BillMeLater is buy online now and pay later then the growth of the combined business […]

Interesting story today on the BBC about a move to make mobile banking the primary customer banking system in the Maldives. With support from the World Bank all the banks are being brought together in the one system to drive adoption of mobile banking in the islands, “as an experiement” to set up credit facilities […]